Crypto.com Cashback:
How It Works & Better Alternatives

Crypto.com is a large cryptocurrency platform offering a Visa card, exchange, DeFi wallet, NFT marketplace, and staking products. Its Visa card converts crypto to fiat at the point of sale for worldwide use. However, its best rewards require locking up substantial CRO for 12 months, and all benefits can be altered at Crypto.com's sole discretion.
Download Oobit
Download Oobit

What is Crypto.com?

Crypto.com is a crypto payment platform that allows users to spend cryptocurrency using a virtual or physical Visa card. Crypto is automatically converted to fiat at the point of sale, enabling everyday purchases worldwide. The card offers CRO token rewards of up to 5% on everyday spending, with higher tiers unlocked through CRO staking.

Crypto.com Cashback limitations

Unlocking higher cashback (up to 5%) requires staking CRO, the top tier demands a very large stake.
The entry-level Midnight Blue card offers 0% cashback; Ruby Steel offers 2% but requires a CRO stake.
Cashback is paid in CRO tokens, not in the crypto you actually spent or in a stablecoin.
The top tiers require locking up $50,000–$500,000 in CRO for 1 year, with no protection if the token loses value.

A Crypto.com Alternative

If you're exploring crypto card options and seeking enhanced features, fewer fees, or more rewards, consider the following alternative.
Feature
Cashback
Earning
Timing
Setup
Self-Custody
Card activation fee
Crypto.com
Up to 5%
Requires staking
After spend;
lock-up applies
Pre-funded card
Varies
Up to 10%
Every payment
Instant
Pay from wallet
Free
Download Oobit
Download Oobit

How Oobit Compares to Crypto.com    

Oobit is built for users who want clear and predictable cashback from everyday crypto payments. Instead of relying on temporary promotions, Oobit rewards spending with a consistent cashback structure designed for frequent use. This makes it a practical alternative for users compared to Crypto.com cashback with modern crypto payment solutions that prioritize long-term reward value.
User-experience perfection.
Oobit + $USDt for payments in real-life.
Paolo Ardoino
CEO of Tether
Thanks to Oobit anyone can now pay with Bitcoin Cash, Bitcoin, Tether, Ethererum and other Crypto anywhere in the world that accepts Visa, right from their smart phone.
Roger Ver
Bitcoin Jesus
Real-Life Payment Integration:
BNB Chain is teaming up with Oobit to enable everyday purchases, like buying coffee, with stablecoins, making crypto transactions more practical and affordable.
BNB Chain
CEO of Tether
How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET knowing it has a significantly low carbon footprint.
Sarah Nabaa
VeChain foundation
TON x Oobit Use TON and USDt-TON with 100M+ retailers across the globe!
Just like Apple Pay®, the Oobit app allows you to shop, grab a coffee, then Tap & Pay with $USDt-TON & $TON.
TON

Up to 10% Cashback with Oobit now

Pay with crypto. Get instant rewards.
Download Oobit
Download Oobit