MetaMask Cashback:
How It Works & Better Alternatives

MetaMask Card lets users spend crypto globally through a Mastercard, and it includes a built-in cashback program as a permanent feature of the product, not a promotional add-on. Cashback is earned on every purchase, automatically deposited as mUSD directly to the user's wallet, with higher rates available on the premium Metal tier.

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What is MetaMask?

MetaMask is a self-custodial crypto wallet that lets users store, send, swap, and spend digital assets. It's one of the most widely used Web3 wallets, available as a browser extension and mobile app, and serves as a gateway to decentralized applications (dApps) across multiple blockchains.

MetaMask Cashback limitations

Metal cardholders only earn the higher cashback rate on the first $10,000 in spend — it drops to the standard rate after that.

The Metal card costs $199/year, meaning the cashback benefit has an upfront cost to unlock.

Cashback is paid out in mUSD (MetaMask's own stablecoin) rather than cash or a token of the user's choice.

The Metal card is currently only available in select regions, so the higher cashback tier isn't accessible to all users.

A MetaMask Alternative

If you're exploring crypto card options and seeking enhanced features, fewer fees, or more rewards, consider the following alternative.

Feature

Cashback

Earning

Timing

Setup

Self-Custody

Card activation fee

MetaMask

Up to 3%

Every payment

Automatic

Pre-funded card

Virtual Card = $0
Metal Card = $199

Up to 10%

Every payment

Instant

Pay from wallet

Free

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How Oobit Compares to MetaMask

Oobit is built for users who want clear and predictable cashback from everyday crypto payments. Unlike MetaMask, which requires a paid annual subscription to access its higher cashback tier, Oobit rewards spending with a consistent cashback structure that is free to access and designed for frequent use, making it a practical choice for users who prioritize long-term reward value.