Oobit turns your digital assets into everyday money. Tap to pay in stores, check out online, and spend at more than 175 million merchants around the world, all directly from the wallet you already trust. No top-ups, no conversions, no middlemen controlling your funds. Just crypto to payment in one simple motion.
Our mission is simple: make money easy, open, free, and borderless for everyone. Crypto was supposed to put financial control back in your hands, but too often it stays locked away in wallets that are hard to use for real life. Oobit closes that gap. If you can tap to pay, you can use crypto.
Oobit is built for self-custody. Connect your own wallet, such as MetaMask, Phantom, or Trust Wallet, and stay fully in control at all times. You never transfer funds into our custody, and your money stays on chain until the moment of purchase. No bank can freeze or block it, and no one can take your wallet or funds from you.
The result is an Apple Pay-style experience for stablecoins. Spend online, in store, or across borders with Apple Pay and Google Wallet, twenty-four hours a day, seven days a week, anywhere in the world. You spend the same currency everywhere, without inflated fees or borders getting in the way.
Oobit Send Crypto settles stablecoins directly into local bank accounts in 180+ countries through regional payment rails like SEPA, ACH, PIX, SPEI, Faster Payments, INSTAPAY, and more. Send to your own account or to a third party, and most transfers arrive within seconds.
This is a game changer for cross-border money movement:
Want to dive deeper into how people move money globally? Read our latest Oobit insights on real-world crypto payments.
In Brazil, Oobit is a native participant in Pix, the instant payment system that reaches more than 80% of the population and processed over 7 billion transactions in January 2026 alone. That means crypto stops being a separate financial life and starts living inside the payment network Brazilians use every day.
No exchange step. No cash-out wait. And the numbers speak for themselves: since launching in October 2025, activity in Brazil is up 202%, with users spending an average of $400 per month. Groceries lead everyday spend at 35% of transactions, followed by restaurants, department stores, and fast food.
Oobit Business replaces clunky traditional banking with a stablecoin-powered financial stack. Hold digital dollars, make global payments, issue unlimited corporate cards on the Visa network, pay vendors and contractors worldwide, and manage expenses from a single account.
Ready to open your treasury and start paying the world? Explore Oobit for Business and get started today.
Oobit extends the same treasury to software. Each AI agent gets its own programmable corporate card funded from your company's USDT treasury, with per-agent identity, server-side spend rules, merchant limits, and real-time transaction logs.
Finance teams set spend limits, merchant categories, and hard caps once, and Oobit enforces every rule on every transaction, logging each approval or decline in real time. Whether you build with OpenAI, Claude, LangChain, CrewAI, Mastra, AutoGen, or your own framework, Agent Cards are built for software cardholders, not retrofitted from human expense tools. Explore AI Payments to connect Oobit to your assistant while you stay in control.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. As Paolo Ardoino, CEO of Tether, puts it: "User-experience perfection. Oobit + $USDt for payments in real-life."
That trust shows in adoption: 4.8 stars on the App Store across 22,000+ reviews, and 4.8 stars on Google Play across 25,000+ reviews. Filipe Toledo, two-time World Surf Champion and Global Oobit Ambassador, says Oobit "makes crypto payments simple, intuitive, and accessible for everyone."
All you need is a phone. Download the app, connect your wallet, and start paying with crypto anywhere Visa is accepted, from your crypto card to QR-code payments and cross-border money transfers.
Download Oobit and join the future of money. Your money, truly yours, everywhere.