Money was never meant to be this complicated. Banks block transfers, borders slow everything down, fees eat into every transfer, and currencies quietly lose value to inflation. Crypto promised to fix all of that, yet for most people it stayed trapped in exchanges and wallets, great as an asset, useless as everyday money. Oobit exists to close that gap: it is the payments platform that turns the stablecoins you already hold into money you can actually spend, send, and run a business on, anywhere in the world.
Oobit's mission is simple and uncompromising: to make money easy, open, free, and borderless for everyone. Your money is truly yours. No bank can freeze it, no one can take your wallet, and you hold the keys. All you need is a phone.
The flagship Oobit experience removes the friction between crypto and the real world. Connect your own self-custody wallet, whether that is MetaMask, Phantom, or Trust Wallet, and you can pay with a simple tap at millions of Visa merchants worldwide, in store or online, with Apple Pay and Google Wallet support built in. You do not transfer funds into a custodial account and Oobit does not hold them. Your crypto stays on chain until the moment of purchase, then settles in one simple motion. If you can tap to pay, you can use crypto.
No top ups. No pre-funded accounts. No middlemen controlling your funds. Just crypto to payment in a single tap.
Oobit Send Crypto settles stablecoins directly into local bank accounts in 180+ countries through the regional payment rails people actually use:
Send to your own account or to a third party, and the recipient receives local currency. Most transfers arrive within seconds, turning stablecoin payments from freelancers, family, or your own treasury into spendable money almost instantly. For cross-border users in emerging markets, this means a fast, low-friction off-ramp that traditional wires simply cannot match.
Oobit is a native participant in Pix, the instant payment system more than 80% of Brazil's population uses, 170 million people, with over 7 billion transactions processed in January 2026 alone. This is not a bolt-on exchange step. It is crypto moving through the rails Brazilians already trust:
The results speak for themselves. Since launching in Brazil in October 2025, Oobit activity has grown 202%, with average user spend of $400 per month. Everyday spending leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Around 26 million Brazilians own digital assets, yet only a fraction have ever paid with them. Oobit closes that usability gap, one Pix key at a time.
Oobit Business replaces legacy banking with a complete stablecoin-powered financial stack. Hold digital dollars in one treasury, then pay the world from it:
Finance teams can explore Oobit for Business in detail, or get started and open a treasury in under 48 hours. One stablecoin balance powers every operation, no fragmented banking relationships required.
Software is becoming a coworker, and coworkers need expense accounts. Oobit Agent Cards extend your company's USDT treasury to AI agents, giving each one its own programmable Visa card with server-side spend rules:
This is corporate card infrastructure built for software cardholders from day one, with finance-grade controls on every transaction. For a deeper look, see the AI payments page.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. Paolo Ardoino, CEO of Tether, calls the experience "user-experience perfection: Oobit plus USDt for payments in real life." The app itself carries 4.8 stars on the App Store across 22,000+ reviews, and 4.8 stars on Google Play across 25,000+ reviews. Two-time World Surf Champion Filipe Toledo, Oobit's Global Ambassador, puts it plainly: crypto payments that are simple, intuitive, and accessible for everyone.
Oobit was built on a set of convictions: your money is truly yours, no one can take your wallet, you move funds instantly and freely without inflated fees, and you are never forced into currencies that lose value to inflation. The traditional system often works against people. Oobit is built to work in their favor.
Ready to see what your stablecoins can actually do? Read more in Oobit insights, or download Oobit and turn your wallet into everyday money today. And if you are excited by the future of money, join our team.