Oobit is the payments platform that makes money easy, open, free, and borderless for everyone. Tap to pay with your stablecoins anywhere Visa is accepted, send crypto straight into bank accounts in 180+ countries, and run your entire business from a stablecoin treasury, all without ever giving up control of your funds. No top-ups. No conversions. No middlemen.
Crypto was supposed to give people financial freedom, but everyday payments stayed complicated. Oobit changes that. If you can tap to pay, you can use crypto: the same familiar checkout experience you already know, powered by the money you actually hold.
Money today is controlled by systems that decide when, where, and how you can use your own funds. Banks block transfers, borders create friction, and currencies lose value to inflation. Oobit is built in your favor:
Connect the wallet you already trust, like MetaMask, Phantom, or Trust Wallet, and spend directly from it. You never transfer funds into custody and Oobit never holds them, so you stay on-chain and in control until the moment of purchase. Pay online, pay in stores, and pay across borders at over 175 million merchants worldwide, with Apple Pay and Google Wallet compatibility.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails like SEPA, ACH, PIX, SPEI, Faster Payments, and INSTAPAY, across 180+ countries. Send to your own account or to a third party, and most transfers arrive within seconds. Whether you are a freelancer receiving stablecoin payments or a family sending cross-border transfers, your off-ramp to local currency is instant.
In Brazil, Oobit is a native participant in Pix, the instant payment system 170 million Brazilians use every day. Pay any Pix key, QR code, or copy-and-paste code in reais, funded straight from your crypto balance. Deposits work the other way too: generate a Pix code in the app, pay it from any Brazilian bank, and your balance is credited instantly in USDT. No exchange step, no cash-out wait.
Oobit launched in Brazil in October 2025 and activity is up 202% since, with average user spend of $400 per month. Everyday spending leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. This is real crypto in daily life.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Hold digital dollars, issue unlimited corporate cards on the Visa network, pay vendors and contractors globally through local banking rails, run multi-jurisdiction payroll, and manage expenses from a single platform. One stablecoin treasury powers every operation, with onboarding in under 48 hours. Get started and open your treasury today, or explore Oobit for Business in detail.
Oobit Agent Cards extend your treasury to software. Give each AI agent its own programmable Visa card with server-side spend rules, merchant limits, hard caps, and real-time transaction logs. Finance sets the rules once, and Oobit enforces every approval or decline. Built for OpenAI, Claude, LangChain, CrewAI, Mastra, and AutoGen, or any custom agent framework. Explore AI payments and connect your assistant to stablecoin spending while you stay in control.
Oobit is backed by Tether, the issuer of USDT, the world's leading stablecoin with $143 billion in circulation. That is why Paolo Ardoino, CEO of Tether, calls Oobit "user-experience perfection" for payments in real life.
Oobit holds 4.8 stars on the App Store across 22,000+ reviews and 4.8 stars on Google Play across 25,000+ reviews. Roger Ver of Bitcoin.com says thanks to Oobit anyone can now pay with Bitcoin, Bitcoin Cash, Tether, Ethereum, and other crypto anywhere. Filipe Toledo, two-time World Surf Champion and Global Oobit Ambassador, puts it simply: Oobit makes crypto payments simple, intuitive, and accessible for everyone.
Your phone is all you need. Download the app and turn your digital assets into everyday money in minutes. And if you are excited by the future of money and want to help build it, join our team.
The people's money. Oobit everything.