Oobit is the payments platform that makes stablecoins spendable in the real world. Tap to pay in stores, check out online, send money to bank accounts in 180+ countries, and run an entire business from a stablecoin treasury, all while staying in control of your funds. The mission behind everything Oobit builds is simple: make money easy, open, free, and borderless for everyone.
Crypto promised financial freedom, but everyday payments never quite got the memo. Exchanges, waiting periods, conversion steps, and slow banking rails kept digital assets trapped on the screen. Oobit closes that gap. Your money stays on chain until the moment of purchase, you keep your keys, and paying becomes as familiar as tapping a card. If you can tap to pay, you can use crypto.
With Oobit, your digital dollars work anywhere Visa is accepted, from corner stores to global checkout pages. Add your Oobit crypto card to Apple Pay and Google Wallet and pay online or in store exactly the way you always have, except the money behind the tap is your own stablecoin balance. There are no top-ups, no manual conversions, and no middlemen controlling your funds. It is crypto to payment in one simple motion.
Oobit is built for self custody. Connect the wallet you already trust, whether that is MetaMask, Phantom, or Trust Wallet, and pay directly from it. You never transfer funds into a custodial account, and Oobit never holds them. No bank can freeze or block what is yours, and you can move money instantly and freely, twenty-four hours a day, seven days a week, spending the same currency anywhere in the world.
Receiving is just as easy. Get paid in digital dollars from your bank, PayPal, Wise, or crypto wallet, and that balance becomes everyday spending power the moment it lands.
Oobit Send Crypto settles stablecoins directly into local bank accounts through the regional payment rails people actually use, including SEPA, ACH, PIX, SPEI, Faster Payments, and INSTAPAY. Send to your own account or to a third party, and most transfers arrive within seconds, with recipients getting local currency in their bank and no crypto knowledge required.
This is what cross-border money movement should feel like. Freelancers paid in stablecoins can off-ramp to local currency fast, families can skip slow and expensive remittance corridors, and anyone who needs quick access to local currency gets it without waiting days for a wire to clear.
Traveling or paying abroad? Oobit lets you scan supported local QR codes and pay instantly, in the local flow, funded straight from your crypto balance. See how local QR payments work across the destinations you visit.
In Brazil, Oobit speaks the local language of money: Pix. Send crypto to any Pix key, scan a QR code, or paste a copy-and-paste code, and pay in reais directly from your Oobit balance. Deposits work in reverse: generate a Pix code in the app, pay it from any Brazilian bank, and your balance is credited instantly in USDT. No exchange step, no cash-out wait. It is the same Pix flow 170 million Brazilians use every day, with crypto backing the payment.
The numbers tell the story. Oobit has been in Brazil since October 2025 and activity is up 202% since launch, with average user spend of $400 per month. Everyday spending leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Pix reaches more than 80% of Brazil's population and processed over 7 billion transactions in January 2026 alone. Real people are using stablecoins for real life, and Oobit is the rail they ride.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Issue unlimited corporate cards on the Visa network, pay vendors and teams through local banking rails, run global payroll, and manage treasury, all from a single platform where one stablecoin balance powers every operation. Cards are Apple Pay and Google Pay compatible, with custom spending limits and real-time visibility, and onboarding takes under 48 hours.
Explore Oobit for Business and open your business account to hold dollars, pay the world, and give your finance team a treasury built for the way modern companies operate.
Software now buys things, so Oobit gives software its own finance-grade card. Oobit Agent Cards issue dedicated programmable Visa cards to AI agents, funded from your company's USDT treasury. Finance teams set spend limits, merchant categories, and hard caps once, and Oobit enforces every rule server-side, logging every approval or decline in real time.
Agent Cards are built for software cardholders, not retrofitted from human expense tools. Each agent gets its own identity and rules, works with frameworks and APIs such as OpenAI, Claude, LangChain, CrewAI, Mastra, and AutoGen, and reports into a shared dashboard covering human and agent spend. Learn more about AI payments and give your agents boundaries they cannot break.
Oobit is built for anyone who believes money should move at the speed of the internet:
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. Paolo Ardoino, CEO of Tether, calls it "User-experience perfection. Oobit + $USDt for payments in real-life," and users agree: Oobit holds 4.8 stars on the App Store across 22,000+ reviews and 4.8 stars on Google Play across 25,000+ reviews. Filipe Toledo, two-time World Surf Champion and Global Oobit Ambassador, says "Oobit makes crypto payments simple, intuitive, and accessible for everyone." For a deeper look at how stablecoin spending is growing, explore the latest Oobit insights.
Getting started takes minutes. Download the Oobit app, connect your wallet, and turn your digital dollars into everyday money wherever you go. And if the future of money sounds like a place you want to work, join the team that is building it.