Oobit is the payments platform that turns your stablecoins into real-world money, instantly, from a wallet you already control. Tap to pay in stores, check out online, send funds to bank accounts around the world, and run your whole business on a stablecoin treasury: all without giving up custody of your funds. If you can tap to pay, you can use crypto.
Our mission is simple: make money easy, open, free, and borderless for everyone. Crypto was meant to give people true financial freedom, but too often it stays locked in exchanges and wallets, too complicated for daily life. Oobit changes that by making stablecoins spendable at over 175 million merchants, including everywhere Visa is accepted, with Apple Pay and Google Wallet support.
Oobit keeps you on chain and in control until the moment of purchase. Connect the wallet you already trust, such as MetaMask, Phantom, or Trust Wallet. There are no top-ups, no forced conversions, and no middlemen holding your money. You stay fully in control at all times, and paying feels as familiar as tapping a card.
You can:
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails in more than 180 countries. Recipients get local currency in their bank, and most transfers arrive within seconds.
Supported rails include:
Whether you are a freelancer getting paid in stablecoins, a family sending cross-border support, or someone in an emerging market who needs a fast off-ramp to local currency, Oobit makes the last mile effortless. Send to your own account or to a third party, and the money simply lands where it needs to be.
In Brazil, Oobit is a native participant in Pix, the instant payment system used by 170 million Brazilians and reaching more than 80% of the country's population. With Oobit, crypto is not a separate world: it moves inside the payment network Brazilians already use every single day.
No exchange step, no cash-out wait. Since launching in Brazil in October 2025, Oobit has grown 202%, with users spending an average of $400 per month, led by groceries, restaurants, department stores, and fast food. Crypto is finally doing everyday work.
Legacy banking was not built for global companies. Oobit Business replaces it with a stablecoin-powered financial stack: hold digital dollars, make global payments, issue unlimited corporate cards on the Visa network, and manage expenses, all from one business account.
Open your treasury, hold dollars, and start paying the world. Get started with Oobit Business.
Software is becoming a co-worker, and co-workers need cards. Oobit Agent Cards issue programmable Visa cards to AI agents, funded from the same company USDT treasury, with finance-grade controls built in.
Whether you deploy autonomous agents into production or want to replace shared card credentials with per-agent cards, explore AI Payments with Oobit to see how it works.
Oobit is backed by Tether, the issuer of USDT, the world's leading stablecoin with $143 billion in circulation. The app holds 4.8 stars on the App Store across 22,000+ reviews, and 4.8 stars on Google Play across 25,000+ reviews.
"User-experience perfection. Oobit + $USDt for payments in real-life.", Paolo Ardoino, CEO of Tether
"Oobit makes crypto payments simple, intuitive, and accessible for everyone.", Filipe Toledo, 2x World Surf Champion and Global Oobit Ambassador
Oobit is built for anyone who believes their money should work for them, not the other way around:
All you need is a phone. Your money is truly yours: no bank can freeze it, no one can take your keys, and you spend the same currency anywhere on the planet, day or night. That is financial freedom, with safety built in.
Download Oobit and turn your crypto into everyday money today. Curious about how people are actually using stablecoins in the real world? Dive into Oobit insights for a closer look.
And if you are excited by the future of money, we would love to hear from you: join our team.
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