Oobit makes stablecoins spendable in the real world. Tap to pay at any Visa-accepting merchant, send crypto straight to bank accounts in 180+ countries, and power your entire business from a stablecoin treasury, all without ever giving up control of your funds. If you can tap to pay, you can use crypto.
Money today is full of friction. Banks block transfers, fees slow people down, currencies lose value, and borders get in the way. Oobit exists to change that. Our mission is to make money easy, open, free, and borderless for everyone, because we believe your money should be truly yours, spendable anywhere in the world, twenty-four hours a day, with nothing more than the phone in your pocket.
Oobit connects the wallet you already trust, whether that is MetaMask, Phantom, or Trust Wallet, directly to everyday spending. You never transfer funds into our custody and we never hold them. Your money stays on chain and under your control until the exact moment of purchase, and then a simple tap completes the payment. No top-ups, no conversions, no middlemen standing between you and the checkout.
The experience feels exactly like the mobile payments you already know. Add Oobit to Apple Pay and Google Wallet and spend your digital dollars at over 175 million merchants, online and in store. To see how the Oobit crypto card works in practice, it really is as simple as it sounds: your wallet, your keys, your purchase, one motion.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails, delivering local currency to recipients almost anywhere on earth. Send to your own account or to a third party, and rest easy knowing most transfers arrive within seconds. Remittances, freelancer payouts, and cross-border family support stop being a multi-day ordeal and become a single, instant motion.
Freelancers receiving stablecoin payments, families sending money across borders, and users in emerging markets who need fast off-ramps to local currency all get the same thing: crypto out, local currency in, without inflated fees or waiting periods. You can even receive digital dollars into your balance from your bank, PayPal, Wise, or crypto wallet, then spend them anywhere.
Oobit is a native participant in Pix, the instant payment system 170 million Brazilians use every single day. Send via Pix by paying any Pix key, scanning a QR code, or pasting a copy-and-paste code, entering the amount in reais, with the payment going out straight from your Oobit balance and confirming in seconds. Deposit via Pix by generating a Pix code inside the app, paying it from any Brazilian bank, and watching your balance get credited instantly in USDT. There is no exchange step and no waiting for a withdrawal to clear: the crypto is the money moving through the transaction.
The numbers tell the story. Since launching in Brazil in October 2025, Oobit's activity is up 202%, with average user spend of $400 per month. Everyday spending leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Pix reaches more than 80% of Brazil's population and processed over 7 billion transactions in January 2026 alone. For a deeper look at how real-world stablecoin spending is growing, explore the latest research.
Wherever local payment methods dominate, Oobit fits right in. Scan supported local QR codes and pay instantly with your crypto balance, turning digital assets into everyday money in a single scan. It is the fastest way to go from wallet to checkout with local QR payments, whether you are buying groceries in São Paulo or settling a bill abroad.
Oobit Business replaces legacy banking friction with a complete stablecoin-powered financial stack. Issue unlimited corporate cards on the Visa network, pay vendors and teams worldwide through local banking rails, and manage treasury from a single platform where funds move freely between crypto and bank accounts. Apple Pay and Google Pay are supported, custom spending limits keep budgets honest, and onboarding takes under 48 hours.
Hold digital dollars, make global payments, issue corporate cards, and manage expenses from one business account. See what a business account can do, then open your treasury and start paying the world.
Oobit Agent Cards extend that same treasury to software. Each AI agent gets its own programmable Visa corporate card funded from the company USDT treasury, built for software cardholders rather than retrofitted from human expense tools. Finance teams set spend limits, merchant categories, and hard caps once, and Oobit enforces every rule server-side while logging every approval or decline in real time.
Agent Cards work with the frameworks builders already use, including OpenAI, Claude, LangChain, CrewAI, Mastra, AutoGen, and custom agent frameworks, with per-agent identity and a shared dashboard for human and agent spend. And soon you will be able to connect Oobit to your AI assistant and let it pay with stablecoins while you stay in control. Discover how AI payments work when your software needs its own wallet discipline.
Whatever your money story looks like, the promise is the same. Peer-to-peer transfers become real-world spending right away, cross-border movement becomes effortless, and financial freedom comes with safety rather than chaos.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. Paolo Ardoino, CEO of Tether, calls it "User-experience perfection. Oobit + $USDt for payments in real-life." Filipe Toledo, two-time World Surf Champion and Global Oobit Ambassador, says Oobit makes crypto payments "simple, intuitive, and accessible for everyone." Users agree: Oobit holds 4.8 stars on the App Store from more than 22,000 reviews, and 4.8 stars on Google Play from more than 25,000 reviews.
From wallet to checkout in one simple motion: that is the entire idea. Download the app, connect the wallet you already trust, and start paying everywhere you already shop. And if you are excited by the future of money, we are hiring: join our team and help build the first app designed for real-world crypto payments.