Binance
Crypto Card
The Binance Card offers cashback in theory, but unlocking meaningful rates requires holding significant amounts of BNB. At the top tier, you'd need 600 BNB just to reach 8%. For most users, the effective rate is closer to 0.1-2%.
Binance is the world's largest crypto exchange, offering trading, staking, and a Visa debit card for everyday spending. Its card rewards are tied to BNB holdings, making meaningful cashback accessible only to heavy investors in its own ecosystem.
Low Base Rate
Base cashback starts at 0.1%, with meaningful rates locked behind large BNB holdings.
High BNB Threshold
Getting 8% cashback requires holding 600+ BNB, which is high for most crypto holders.
Token-Tied Rewards
Cashback is tied to Binance's own token, exposing rewards to price volatility.
Category Exclusions
Cash advances, gambling, and financial services transactions earn no cashback.
Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.
Binance
Cashback
Up to 10%
Base cashback 0.1%
Earning
Every payment
BNB holders only
Timing
Instant
24-48 hours
Setup
Pay from wallet
Linked to Binance
Self-Custody
Card activation fee
Free
Oobit is built for users who want clear and predictable cashback from everyday crypto payments. Unlike Binance, where meaningful rewards require holding large amounts of BNB, Oobit rewards every payment with up to 10% cashback, no token holdings, no tiers to unlock. It's a practical choice for users who want long-term reward value from daily spending.
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Bitcoin.com
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VeChain foundation
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