How It Works & Better Alternatives

MetaMask

 Crypto Card

MetaMask Card lets users spend crypto globally through a Mastercard, and it includes a built-in cashback program as a permanent feature of the product, not a promotional add-on. Cashback is earned on every purchase, automatically deposited as mUSD directly to the user's wallet, with higher rates available on the premium Metal tier.

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What is 

MetaMask

?

MetaMask is a self-custodial crypto wallet that lets users store, send, swap, and spend digital assets. It's one of the most widely used Web3 wallets, available as a browser extension and mobile app, and serves as a gateway to decentralized applications (dApps) across multiple blockchains.

MetaMask

 Limitations

Limited Cashback

Metal cardholders only earn the higher cashback rate on the first $10,000 in spend — it drops to the standard rate after that.

Card Cost

The Metal card costs $199/year, meaning the cashback benefit has an upfront cost to unlock.

Cashback Restrictions

Cashback is paid out in mUSD (MetaMask's own stablecoin) rather than cash or a token of the user's choice.

Limited Availability

The Metal card is currently only available in select regions, so the higher cashback tier isn't accessible to all users

Traditional Cashback vs Oobit Cashback

Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.

MetaMask

Cashback

Up to 10%

Up to 3%

Earning

Every payment

Timing

Instant

Automatic

Setup

Pay from wallet

Pre-funded card

Self-Custody

Yes

Card activation fee

Free

Virtual Card = $0 Metal Card = $199

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How Oobit Compares to 

MetaMask

Oobit is built for users who want clear and predictable cashback from everyday crypto payments. Unlike MetaMask, which requires a paid annual subscription to access its higher cashback tier, Oobit rewards spending with a consistent cashback structure that is free to access and designed for frequent use, making it a practical choice for users who prioritize long-term reward value.

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The people’s money

Paolo Ardoino

CEO of Tether

״User-experience perfection. Oobit + $USDt for payments in real-life.״

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2x World Surf Champion

״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״

Joseph Abehsera

Crypto Veteran & Influencer

״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״

Roger Ver

Bitcoin.com

“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “

Sarah Nabaa

VeChain foundation

“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”

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Oobit Technologies 2026. © All rights reserved.

Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.

US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.