How It Works & Better Alternatives

Ready

 Crypto Card

Ready lets users spend crypto (USDC) globally via Mastercard, with a cashback program whose rates vary by region, timing, and campaigns. Note: Ready Card recently shutdown service for non-EEA users after a card-issuer transition.

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What is 

Ready

?

Ready is a self-custody crypto debit card, letting users spend USDC anywhere Mastercard is accepted, with crypto converting to fiat automatically at checkout. Ready never holds users' funds, and the card works globally.

Ready

 Limitations

USDC Only

Ready only supports USDC, so no other cryptocurrencies can be loaded or spent directly.

Withdrawal Limits

ATM withdrawals capped at $500 daily and $2,500 per rolling 30 days.

Non-EEA Shutdown

The Ready crypto card has shutdown service for non-EEA users after a card-issuer transition.

Traditional Cashback vs Oobit Cashback

Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.

Ready

Cashback

Up to 10%

Varies

Earning

Every payment

Varies

Timing

Instant

Random rate, capped

Setup

Pay from wallet

Self-Custody

Yes

Card activation fee

Free

120 USDC for a physical card

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How Oobit Compares to 

Ready

Oobit is built for users who want clear and predictable cashback on everyday crypto payments. Instead of relying on temporary promotions, Oobit rewards spending with a consistent structure designed for frequent use. That makes it a practical alternative to Ready's cashback model, which depends on random rates and monthly caps rather than steady, long-term value.

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The people’s money

Paolo Ardoino

CEO of Tether

״User-experience perfection. Oobit + $USDt for payments in real-life.״

Filipe Toledo

2x World Surf Champion

״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״

Joseph Abehsera

Crypto Veteran & Influencer

״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״

Roger Ver

Bitcoin.com

“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “

Sarah Nabaa

VeChain foundation

“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”

Open your treasury, hold dollars, and start paying the world.

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Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.

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Abra seu tesouro, guarde dólares e comece a pagar o mundo.

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Join us, be you.

If you're excited by the future of money, we'd love to hear from you.

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Scan the QR code to download the app

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The People's Money.

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Oobit Technologies 2026. © All rights reserved.

Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.

US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.