How It Works & Better Alternatives

Ripio

 Crypto Card

Ripio's Visa card supports global crypto spending, but there's no built-in rewards program. Cashback only appears during select promotional campaigns, meaning most everyday purchases go unrewarded.

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What is 

Ripio

?

Ripio is a crypto payment platform that lets users spend BTC, ETH, USDT, or USDC via a virtual or physical Visa card. Crypto is automatically converted to fiat at the point of sale, enabling everyday purchases worldwide. The platform prioritizes card usability and accessibility over long-term rewards or cashback programs.

Ripio

 Limitations

No Credit Option

No credit facility; you can only spend what's already loaded in your wallet

No Fiat Option

Rewards are paid in BTC, ETH, or UXD, with no option for fiat returns

Limited Countries

The card is currently limited to Argentina and Brazil.

Traditional Cashback vs Oobit Cashback

Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.

Ripio

Cashback

Up to 10%

2%

Earning

Every payment

Timing

Instant

Up to 48 hours

Setup

Pay from wallet

Pre-funded card

Self-Custody

Yes

Card activation fee

Free

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How Oobit Compares to 

Ripio

Oobit is built for users who want clear and predictable cashback from everyday crypto payments. Rather than a capped rate that requires pre-loading funds, Oobit rewards every payment with a consistent cashback structure designed for frequent use, making it a practical choice for users who want higher long-term reward value.

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The people’s money

Paolo Ardoino

CEO of Tether

״User-experience perfection. Oobit + $USDt for payments in real-life.״

Filipe Toledo

2x World Surf Champion

״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״

Joseph Abehsera

Crypto Veteran & Influencer

״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״

Roger Ver

Bitcoin.com

“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “

Sarah Nabaa

VeChain foundation

“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”

Open your treasury, hold dollars, and start paying the world.

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Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.

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Abra seu tesouro, guarde dólares e comece a pagar o mundo.

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If you're excited by the future of money, we'd love to hear from you.

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Oobit Technologies 2026. © All rights reserved.

Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.

US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.