USDR

USDR Stablecoin. What Is StablR USD and How to Use It

USDR, also known as StablR USD, is a regulated USD stablecoin issued in the European Union. Pegged 1:1 to the U.S. Dollar, USDR was designed from the ground up to comply with the EU’s MiCA regulatory framework, making it one of the most transparent and trusted stablecoins for European users.

With Oobit, you can use USDR instantly to pay anywhere Visa is accepted worldwide.

What is USDR?

USDR is a fiat-backed stablecoin issued by StablR in the Netherlands. Each token is backed by U.S. Dollar reserves held with regulated European financial institutions. As one of the first MiCA-compliant stablecoins, USDR sets a new standard for regulatory clarity and consumer protection in the digital asset space.

Why USDR is Important

USDR is important because it represents the future of regulated stablecoins in Europe. With MiCA coming into effect, issuers must meet strict requirements for reserve backing, audits, and consumer safeguards. USDR is among the first to meet these standards, giving both retail users and institutions confidence in its stability. It also creates a bridge between U.S. Dollar liquidity and European regulation, which is essential for cross-border payments.

How USDR Works

USDR works by issuing tokens when users deposit U.S. Dollars with StablR’s regulated banking partners. Each token equals one U.S. Dollar and can be redeemed at any time. Monthly audits and full reserve reporting ensure that USDR remains fully backed and compliant with MiCA requirements.

Risks of USDR

While USDR offers strong regulatory safeguards, some risks remain:

  • Adoption risk – as a newer stablecoin, it must compete with larger players like USDT and USDC
  • Liquidity risk – trading volumes are smaller compared to global stablecoins
  • Regulatory dependency – its operation depends on ongoing compliance with MiCA and EU banking partners
USDR
USDR in Numbers
Market cap

Over 100 million USD in 2025 (update with direct CMC link once listed)

Adoption
Issuer

StablR (Netherlands)

Regulation

Fully MiCA-compliant stablecoin

Use cases
Launch year
Peg
1 USDR equals 1 USD
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USDR

 FAQ

What is USDR?
How is USDR different from USDT and USDC?
Is USDR safe to use in the EU?
Can I redeem USDR directly for Euros?
Why does MiCA matter for USDR?
Where can I spend USDR?
Is USDR widely used yet?

How to Use USDR with Oobit

With Oobit, USDR is no longer just a regulated asset — it becomes a usable currency. You can tap and pay in stores wherever Visa is accepted, make online purchases through Apple Pay and Google Pay, and cash in or cash out via supported European banking rails.

👉 Download Oobit and start spending USDR instantly.

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