XAUt is a commodity-backed stablecoin launched by Tether Gold in 2020. Unlike fiat-backed stablecoins that track the U.S. Dollar, XAUt is tied to the price of gold. Each token is fully backed by physical gold bars held in secure vaults, with ownership rights legally linked to token holders.
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XAUt
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XAUt is a commodity-backed stablecoin launched by Tether Gold in 2020. Unlike fiat-backed stablecoins that track the U.S. Dollar, XAUt is tied to the price of gold. Each token is fully backed by physical gold bars held in secure vaults, with ownership rights legally linked to token holders.
XAUt matters because it merges gold as a store of value with the efficiency of blockchain. In regions where inflation or currency devaluation erodes savings, XAUt provides a hedge against risk. It also offers investors and everyday users a simple way to hold and transfer gold globally, without the logistical barriers of physical storage and transport.
XAUt carries risks tied to the price of gold, which can fluctuate. It also depends on Tether’s custody and vault management, meaning trust in the issuer is critical. Liquidity is lower compared to USDT or USDC, making it less practical for trading, though it excels as a long-term hedge and diversification asset.
Market cap
Over 500 million USD in 2025
Issuer
Tether
Launch year
2020
Paolo Ardoino
CEO of Tether
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Questions?
Answers.
What is XAUt?
XAUt is Tether Gold, a digital token backed by physical gold stored in Swiss vaults.
How is XAUt different from USDT?
USDT is pegged to the U.S. Dollar, while XAUt is pegged to gold, giving it different use cases for saving and hedging.
Can I redeem XAUt for physical gold?
Yes. Large holders can redeem XAUt for physical gold through Tether’s custody partners, though minimum redemption amounts apply.
Is XAUt a safe investment?
XAUt is backed by gold, which historically holds value, but its price can fluctuate. Trust in Tether’s vault and custody arrangements is also required.
Where can I spend XAUt?
With Oobit, you can spend XAUt like digital money anywhere Visa is accepted worldwide.
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