Bybit
Crypto Card
Bybit Card lets users spend straight from their Bybit exchange balance, with cashback starting at 2% and reaching up to 10% at the top VIP levels or with high monthly card spend. Note: funds stay custodied on the exchange rather than in a personal wallet, and since October 5, 2026 only purchases funded with crypto earn cashback.
Bybit Card is a Mastercard-powered debit card linked directly to a user's Bybit exchange balance, letting users spend BTC, USDT, USDC, and other supported assets at merchants worldwide. Bybit says the card has passed 3 million users, and eligible users get rebates in Rewards Points on subscriptions like Netflix and Spotify.
Tiered Cashback by VIP Level or Spend
The base cashback rate is 2%. Higher tiers of 4% to 10% need a Bybit VIP level or high monthly card spend, from 3,500 USD a month for 4% to 25,000 USD for 10%, and monthly cashback caps apply.
Funds Held on the Exchange
The card draws from a user's Bybit exchange balance rather than a personal self-custody wallet.
Capped Free ATM Withdrawals
Free ATM withdrawals are capped monthly by region (100 USD on Australia and Asia Pacific cards), with a 2% fee after that.
Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.
Bybit
Cashback
Up to 10%
2% base, up to 10%
Earning
Every payment
VIP level or monthly spend
Timing
Instant
Points after 4 days
Setup
Pay from wallet
Linked to Bybit
Self-Custody
Card activation fee
Free
Free virtual card; physical card fee varies by region
Oobit is built around a self-custody wallet balance rather than exchange-held funds, with 10% cashback with OOB, 5% with USDT. That makes it a practical alternative to Bybit Card for users who want to keep funds in their own wallet rather than on an exchange.
Paolo Ardoino
CEO of Tether
״User-experience perfection. Oobit + $USDt for payments in real-life.״
Filipe Toledo
2x World Surf Champion
״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״
Joseph Abehsera
Crypto Veteran & Influencer
״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״
Roger Ver
Bitcoin.com
“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “
Sarah Nabaa
VeChain foundation
“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”
Questions?
Answers.
What is the Bybit Card?
The Bybit Card is a payment card from the Bybit exchange that spends from your Bybit Funding Account. When you pay with crypto, Bybit converts it at its own rate and charges a crypto conversion fee. Fees, limits and card types differ by region, such as Argentina, Mexico, Australia and Asia Pacific.
How much cashback does the Bybit Card give?
Bybit lists cashback from 2% up to 10% depending on your tier and VIP level, with monthly caps from $5 on Tier 1 to $600 on Tier 6. Since October 5, 2026, only spending funded with crypto earns cashback. Rewards come as points that convert to USDT cashback.
What fees does the Bybit Card have?
The virtual Bybit Card has no issuance fee, while physical card fees depend on the region, for example 5 USDT in Asia Pacific. Spending crypto carries a conversion fee, such as 0.9% in Mexico or 0.5% in Argentina, and foreign currency purchases add an FX fee. The Oobit card is free, and purchases have a 1% fee, with a US$0.25 minimum in most countries (no minimum in some markets, such as Argentina).
Are Bybit Card ATM withdrawals free?
Partly. In most regions, Bybit waives the ATM fee on the first 100 USD a month, or a local equivalent such as 95,000 ARS, then charges 2%. ATM operators may add their own fees, and Peru does not support ATM withdrawals.
Does the Bybit Card use my own wallet?
No. The Bybit Card spends from your Bybit Funding Account, so your funds stay on the exchange. If you would rather pay from a wallet you control, Oobit is a self-custodial crypto card that connects to wallets such as MetaMask, Trust Wallet or Phantom, and works in store and online in 80+ countries.
What is a good Bybit Card alternative?
Oobit is a Bybit Card alternative if you want to pay from your own wallet instead of an exchange account. Oobit gives 10% cashback with OOB, 5% with USDT, and the card is free. It works in store (tap to pay, Apple Pay, Google Pay) and online at 175+ million merchants in 80+ countries, from your own wallet.
Open your treasury, hold dollars, and start paying the world.
Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.
Abra seu tesouro, guarde dólares e comece a pagar o mundo.
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.