How It Works & Better Alternatives

Bybit

 Crypto Card

Bybit Card lets users spend straight from their Bybit exchange balance, with cashback starting at 2% and reaching up to 10% for higher VIP trading tiers. Note: funds stay custodied on the exchange rather than in a personal wallet, and free ATM withdrawals are capped at $100 a month.

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What is 

Bybit

?

Bybit Card is a Mastercard-powered debit card linked directly to a user's Bybit exchange balance, letting users spend BTC, USDT, USDC, and other supported assets at merchants worldwide. The card has been issued to more than 2 million users and offers subscription rebates on services like Netflix and Spotify.

Bybit

 Limitations

Tiered Cashback by Trading Volume

The base cashback rate is 2%; reaching the higher 5-10% tiers requires meeting Bybit's VIP trading volume requirements.

Funds Held on the Exchange

The card draws from a user's Bybit exchange balance rather than a personal self-custody wallet.

Capped Free ATM Withdrawals

Free ATM withdrawals are capped at $100 per month, with a 2% fee applying after that.

Traditional Cashback vs Oobit Cashback

Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.

Bybit

Cashback

Up to 10%

2% base, up to 10%

Earning

Every payment

Requires VIP tier

Timing

Instant

Not disclosed

Setup

Pay from wallet

Linked to Bybit

Self-Custody

Card activation fee

Free

Free card issuance

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How Oobit Compares to 

Bybit

Oobit is built around a self-custody wallet balance rather than exchange-held funds, with a single flat cashback path instead of tiers gated behind trading volume. That makes it a practical alternative to Bybit Card for users who want simpler qualification and to keep funds in their own wallet.

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Backed by Tether, trusted by millions.

Paolo Ardoino

CEO of Tether

״User-experience perfection. Oobit + $USDt for payments in real-life.״

Filipe Toledo

2x World Surf Champion

״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״

Joseph Abehsera

Crypto Veteran & Influencer

״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״

Roger Ver

Bitcoin.com

“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “

Sarah Nabaa

VeChain foundation

“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”

Open your treasury, hold dollars, and start paying the world.

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Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.

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Abra seu tesouro, guarde dólares e comece a pagar o mundo.

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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.

US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.