Coca
Crypto Card
Coca lets users spend stablecoins globally through a non-custodial Visa card, with cashback reaching up to 8% and steep 50% rewards on a handful of named subscription services. Note: the highest rates apply to specific merchants rather than everyday spending broadly.
Coca is a self-banking crypto app built on MPC (multi-party computation) wallet technology instead of private keys or seed phrases, letting users spend stablecoins through a non-custodial Visa card at over 50 million merchants worldwide. EEA users also get a personal IBAN account for direct salary deposits and SEPA transfers.
Highest Rates Are Merchant-Specific
The steep 50% cashback tier only applies to a short list of named subscriptions like Netflix, Amazon Prime, and Spotify.
Capped Free ATM Withdrawals
Free ATM withdrawals are capped at $250 per month.
Unclear General Cashback Mechanics
Coca advertises cashback of up to 8% without detailing what determines a user's actual rate on everyday purchases.
Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.
Coca
Cashback
Up to 10%
Up to 8%
Earning
Every payment
Varies by merchant
Timing
Instant
Not disclosed
Setup
Pay from wallet
Self-Custody
Card activation fee
Free
Oobit is built for users who want a single, clear cashback rate on everyday spending rather than a tiered structure that pays out differently by merchant. That makes it a practical alternative to Coca, whose highest rewards are reserved for a short list of named subscription services rather than everyday purchases.
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.