Ether.fi
Crypto Card
ether.fi Cash lets users borrow against their crypto holdings through a non-custodial Visa card, with a base 3% cashback rate that requires no staking lock-up. Note: it works as a credit line against crypto collateral rather than spending a stablecoin balance directly, and full availability is currently limited to the US, UK, and EEA.
ether.fi is a DeFi platform built around three products: Stake, Liquid, and Cash. The Cash product is a non-custodial Visa card that lets users borrow against staked and idle crypto as collateral, built on the Scroll Ethereum layer-2 network, so users can spend without selling their underlying assets.
Credit Line, Not Direct Spend
The card borrows against staked crypto as collateral rather than spending a stablecoin balance directly, which adds liquidation risk if collateral value drops.
Limited to US, UK, and EEA
Full card availability is currently limited to the United States, United Kingdom, and European Economic Area, with other regions still expanding.
Premium Perks Behind Metal Tiers
Travel perks like lounge access and hotel discounts are reserved for higher metal card tiers rather than included for every user.
Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.
Ether.fi
Cashback
Up to 10%
3% base
Earning
Every payment
Every purchase
Timing
Instant
Not disclosed
Setup
Pay from wallet
Collateral-backed credit
Self-Custody
Card activation fee
Free
Oobit is built around spending directly from a stablecoin balance rather than borrowing against crypto collateral, so there's no liquidation risk tied to market swings. That makes it a practical alternative to ether.fi Cash for users who want straightforward spending without a credit-line structure.
Paolo Ardoino
CEO of Tether
״User-experience perfection. Oobit + $USDt for payments in real-life.״
Filipe Toledo
2x World Surf Champion
״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״
Joseph Abehsera
Crypto Veteran & Influencer
״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״
Roger Ver
Bitcoin.com
“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “
Sarah Nabaa
VeChain foundation
“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”
Open your treasury, hold dollars, and start paying the world.
Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.
Abra seu tesouro, guarde dólares e comece a pagar o mundo.
If you're excited by the future of money, we'd love to hear from you.
Scan the QR code to download the app
The People's Money.
Pay with Oobit
Crypto CardLocal QR PaymentsATM WithdrawalsCrypto Cashback Agent CardsOobit DePay
Pay with BitcoinPay with OOBPay with USDTPay with EthereumPay with SolanaStablecoin
Oobit For Business
BlogStablecoin PaymentsGlobal USDCorporate CardExpense Managment
Oobit Technologies 2026. © All rights reserved.
Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.