Phantom
Crypto Card
Phantom lets users spend their CASH stablecoin balance through a Visa-backed Phantom Card, with rewards paid on unspent balance rather than on individual purchases. Note: the card rolled out broadly in spring 2026 but international availability is still expanding through Stripe's issuing network.
Phantom is a self-custody multi-chain wallet supporting Solana, Ethereum, Bitcoin, Base, Polygon, and Sui, used by more than 15 million people. In 2025 it launched CASH, its own dollar-pegged stablecoin built with Stripe and Bridge, and the Phantom Card lets users spend their CASH balance directly without converting funds first.
Rewards on Balance, Not Purchases
Cashback-style rewards apply to unspent CASH balance rather than being earned on individual card purchases.
Limited Rollout So Far
The Phantom Card issued to only thousands of users within weeks of its spring 2026 general availability, with wider international access still being built out through Stripe's issuing network.
Swap Fee to Convert
Converting other crypto into CASH carries a 0.85% swap fee before it can be spent through the card.
Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.
Phantom
Cashback
Up to 10%
Rewards on balance
Earning
Every payment
Not on purchases
Timing
Instant
Not disclosed
Setup
Pay from wallet
Self-Custody
Card activation fee
Free
0.85% swap fee to convert
Oobit is built for users who want cashback earned directly on everyday card purchases, not just on an unspent balance. That makes it a practical alternative to Phantom Card, especially for users outside the initial rollout who want a crypto card that rewards spending today.
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Bitcoin.com
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VeChain foundation
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
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