Phantom
Crypto Card
Phantom lets users spend their CASH stablecoin balance through a virtual Visa debit card, with rewards paid on the Cash balance they hold rather than on individual purchases. Note: the card is virtual only and available only in the US (except New York), with no timeline for other regions.
Phantom is a self-custody multi-chain wallet supporting Solana, Ethereum, Bitcoin, Base, Polygon, BNB Chain and other networks. The Phantom Card lets users spend their CASH balance, a dollar-pegged stablecoin, directly without converting funds first.
Rewards on Balance, Not Purchases
Cashback-style rewards apply to unspent CASH balance rather than being earned on individual card purchases.
Limited Rollout So Far
The virtual Phantom debit card is available only in the US (except New York), and Phantom has not shared a timeline for other regions.
Swap Fee to Convert
Converting other crypto into CASH carries a 0.85% swap fee before it can be spent through the card.
Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.
Phantom
Cashback
Up to 10%
Rewards on balance
Earning
Every payment
Not on purchases
Timing
Instant
Rewards paid weekly
Setup
Pay from wallet
Self-Custody
Yes
Card activation fee
Free
Solana stablecoins free, other tokens 0.85%
Oobit is built for users who want cashback earned directly on everyday card purchases, not just on an unspent balance. That makes it a practical alternative to Phantom Card, especially for users outside the US who want a crypto card that rewards spending today.
Paolo Ardoino
CEO of Tether
״User-experience perfection. Oobit + $USDt for payments in real-life.״
Filipe Toledo
2x World Surf Champion
״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״
Joseph Abehsera
Crypto Veteran & Influencer
״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״
Roger Ver
Bitcoin.com
“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “
Sarah Nabaa
VeChain foundation
“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”
Questions?
Answers.
What is the Phantom Card?
The Phantom Card is a virtual debit card from Phantom that spends the Cash balance in your Phantom wallet. When you pay, your Cash balance is converted to US dollars for the merchant. You can use it online, in apps and in stores by adding it to Apple Wallet or Google Wallet. It requires an identity check before you can activate it.
Is the Phantom Card available outside the US?
No. Phantom says the Phantom Card is available only in the United States, except New York, and has not given a timeline for other regions. If you live outside the US, you can connect your Phantom wallet to Oobit instead and pay in 80+ countries, in store (tap to pay, Apple Pay, Google Pay) and online.
How do I get a Phantom Card?
If you live in the US outside New York, open the Cash section in the Phantom app, complete the identity check and activate the virtual card. You can then add it to Apple Wallet or Google Wallet and use it in stores, online and in apps. Phantom does not offer the card in other countries at the moment.
Is there a physical Phantom Card?
No. Phantom says the Phantom Card is virtual only, so you pay with Apple Wallet or Google Wallet in stores and with the card details online. It also cannot be used at ATMs. If you want to pay from your Phantom wallet in more countries, you can connect it to Oobit and pay in store and online in 80+ countries.
What are the Phantom Card fees?
Phantom says card issuance and purchases in the US are free, and international purchases may have fees. Adding Cash with a debit card costs 1.75% and with a credit card 3.50%. Swapping most tokens into Cash costs 0.85%, while swaps from USDC, USDT, USDG or PYUSD on Solana are free.
Does the Phantom Card give cashback?
Not on purchases. Phantom pays Cash Rewards, an annual yield on the Cash balance you hold, paid weekly at a rate it can change. That reward is not available in the UK. If you want cashback on what you spend, Oobit gives 10% cashback with OOB, 5% with USDT, and works with your Phantom wallet.
Can I use my Phantom wallet with Oobit?
Yes. Phantom works with Oobit, so you can connect your Phantom wallet and pay from it in store (tap to pay, Apple Pay, Google Pay) and online at 175+ million merchants in 80+ countries. Oobit is self-custodial, so your crypto stays in your wallet until you pay, and the Oobit card is free.
How much cashback does Oobit give?
Oobit gives 10% cashback with OOB, 5% with USDT. You earn it when you pay with the Oobit card in store (tap to pay, Apple Pay, Google Pay) or online at 175+ million merchants in 80+ countries. You can pay from a self-custodial wallet you already use, such as Phantom, MetaMask or Trust Wallet.
Open your treasury, hold dollars, and start paying the world.
Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.
Abra seu tesouro, guarde dólares e comece a pagar o mundo.
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.