How It Works & Better Alternatives

Rizon

 Crypto Card

Rizon lets users spend USDC and USDT globally through a self-custodial Visa card, with 2.5% cashback on eligible purchases. Note: physical card and bank transfer features are still rolling out, with card spending currently concentrated in the US and Latin America.

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What is 

Rizon

?

Rizon is a self-custodial stablecoin app that turns USDC and USDT into a spendable dollar account, using a Visa card accepted at over 100 million merchants worldwide. Users control their own wallets through biometric authentication rather than a custodian, and funds can be deposited across ten-plus blockchain networks.

Rizon

 Limitations

Foreign Transaction Fees

Non-USD purchases carry a 1.7% + $0.10 conversion fee on top of regular card spending.

Card Features Still Rolling Out

Physical cards and bank transfers remain in progress, with card spending currently concentrated in the US and Latin America.

Per-Card Issuance Fee

Each virtual card costs $10 to issue, adding a recurring cost for users who need more than one.

Traditional Cashback vs Oobit Cashback

Traditional cashback programs are often limited in value and speed.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.

Rizon

Cashback

Up to 10%

2.5%

Earning

Every payment

Eligible purchases only

Timing

Instant

Not disclosed

Setup

Pay from wallet

Self-Custody

Card activation fee

Free

$10 per virtual card; physical card N/A

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How Oobit Compares to 

Rizon

Oobit is built for users who want clear and predictable cashback on everyday crypto payments, earned on every transaction rather than a flat rate limited to eligible purchases. That makes it a practical alternative to Rizon, especially for users outside the US and Latin America who want full card functionality today rather than features still being rolled out.

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Backed by Tether, trusted by millions.

Paolo Ardoino

CEO of Tether

״User-experience perfection. Oobit + $USDt for payments in real-life.״

Filipe Toledo

2x World Surf Champion

״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״

Joseph Abehsera

Crypto Veteran & Influencer

״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״

Roger Ver

Bitcoin.com

“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “

Sarah Nabaa

VeChain foundation

“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”

Open your treasury, hold dollars, and start paying the world.

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Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.

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Abra seu tesouro, guarde dólares e comece a pagar o mundo.

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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.

US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.