Rizon

 Crypto Card

How It Works & Better Alternatives

Rizon lets users spend USDC and USDT globally through a self-custodial Visa card, with 2.5% cashback on eligible purchases. Note: card spending is currently concentrated in the US and Latin America.

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What is 

Rizon

?

Rizon is a self-custodial stablecoin app that turns USDC and USDT into a spendable dollar account, using a Visa card accepted at over 100 million merchants worldwide. Users control their own wallets through biometric authentication rather than a custodian, and funds can be deposited across multiple blockchain networks.

Rizon

 Limitations

Foreign Transaction Fees

Non-USD purchases carry a 1.7% + $0.10 conversion fee on top of regular card spending.

Focused on the US and Latin America

Card spending is currently concentrated in the US and Latin America.

Card Price Not Published

Rizon doesn't publish a fixed card price, so users must check the app for virtual and physical card prices.

Traditional Cashback vs Oobit Cashback

Traditional cashback programs are often limited in value and speed — see our full cashback guide for how these programs stack up.
The Oobit crypto card delivers a next-generation experience, instant, global, and crypto-native.

Rizon

Cashback

Up to 10%

2.5%

Earning

Every payment

Eligible purchases only

Timing

Instant

Not disclosed

Setup

Pay from wallet

Self-Custody

Yes

Card activation fee

Free

Card price shown in app

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How Oobit Compares to 

Rizon

Oobit is built for users who want to spend crypto from their own wallet, with 10% cashback with OOB, 5% with USDT. That makes it a practical alternative to Rizon, especially for users outside the US and Latin America.

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The people’s money

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CEO of Tether

״User-experience perfection. Oobit + $USDt for payments in real-life.״

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2x World Surf Champion

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Crypto Veteran & Influencer

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Bitcoin.com

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Sarah Nabaa

VeChain foundation

“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”

Questions?

Answers.

What is the Rizon card?

Rizon is a stablecoin based app that gives you a US dollar account and a card for spending online and in stores. Rizon says it works in about 122 countries and offers both physical and virtual cards. You can fund it by bank transfer, Apple Pay, Google Pay, a debit or credit card, or stablecoins.

What are the Rizon card fees?

Rizon's fees page lists account maintenance and deposits as free, and card spending in USD as free. Purchases in other currencies cost 1.7% plus $0.10, or 1.02% with Rizon Emerald. By comparison, the Oobit card is free, and purchases have a 1% fee, with a US$0.25 minimum in most countries (no minimum in some markets, such as Argentina).

How much is the Rizon virtual or physical card?

Rizon does not publish a fixed card price on its fees page. For both the virtual and the physical card, it says to check the app for the price. If you want a card with no issuance cost, the Oobit card is free, and it works in store (tap to pay, Apple Pay, Google Pay) and online in 80+ countries.

Does Rizon give cashback?

Yes. Rizon advertises 2.5% cashback on eligible card purchases, plus RizPoints that you can redeem for rewards. Check Rizon's terms for which purchases qualify. Oobit gives 10% cashback with OOB, 5% with USDT, when you pay with the Oobit card in store or online at 175+ million merchants.

What is a good Rizon alternative?

Oobit is a Rizon alternative if you want to spend crypto straight from your own wallet. Oobit is a self-custodial crypto card that connects to wallets such as MetaMask, Trust Wallet or Phantom, so you do not need to move funds into a separate account. It works in 80+ countries and the card is free.

Can I pay with stablecoins using Oobit instead of Rizon?

Yes. With Oobit you can pay with crypto such as USDT from your connected wallet in store (tap to pay, Apple Pay, Google Pay) and online at 175+ million merchants in 80+ countries. Oobit gives 10% cashback with OOB, 5% with USDT, and the card itself is free.

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Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.

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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.

US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.

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