DePay lets you pay directly from your supported wallet without moving funds into custody first. Sign one transaction, pay fully on chain—learn how the end-to-end settlement flow bridges on-chain payment to merchant payout.
DePay lets you pay directly from your supported wallet without moving funds into custody first. Sign one transaction, pay fully on chain.
DePay abstracts blockchain complexity so every checkout feels familiar and fast. Whether you’re paying online or tapping in store, the experience is smooth and predictable.
DePay abstracts blockchain complexity so every checkout feels familiar and fast. Whether you’re paying online or tapping in store, the experience is smooth and predictable.
DePay rewards every payment you make.
Pay directly from your wallet and receive cashback on every transaction. Simple.
DePay rewards every payment you make.
Pay directly from your wallet and receive cashback on every transaction. Simple.
With more coming soon to expand global reach.
1. Connect your wallet
2. Set a one time spending approval
3. DePay settles the payment on chain
4. Merchant receives local currency via Visa
Wherever
works,
your wallet works too.
Meet DePay
Meet DePay
Which wallets can I use with DePay?
DePay works with any major self-custody wallet. You can connect today to MetaMask, Trust Wallet, Phantom and very soon to Base, Binance Wallet, and other compatible on-chain wallets through Oobit’s wallet-agnostic connection layer. If your wallet supports standard signing requests, you’re good to go.
Which cryptocurrencies and networks are supported?
You can pay today using assets on Ethereum (ERC-20), on BNB Smart Chain, Solana, and Polygon, with more networks coming next. DePay automatically handles conversions through our smart contract engine, so you can pay with the tokens you already hold.
Do I need to deposit funds into Oobit before paying with DePay?
No deposits, no pre-funding, no friction. With DePay, your crypto stays in your own wallet until the moment you authorize the transaction. The transfer happens securely on-chain, directly from your wallet to Oobit’s settlement layer—just in time for the payment.
Do I need to worry about gas fees when paying with DePay?
No. DePay includes a gas abstraction module that makes payments feel gasless. Even though the transaction settles on-chain, Oobit handles the complexity in the background, giving you a clean, consumer-grade checkout experience - no network juggling or gas top-ups.
Where can I pay using DePay?
Anywhere Visa or Mastercard is accepted - online, in-store, and globally. Your on-chain payment is instantly bridged to traditional card rails, letting you spend crypto at more than 150 million merchants worldwide.
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Spend crypto instantly at millions of stores with Oobit
DePay
Pay directly from the wallet you trust
Send Crypto To Any Bank
Send crypto and receive local currency directly to bank accounts
Oobit Business
Issue corporate cards, pay vendors and teams worldwide, and move funds to any bank.
Oobit Plug and Pay
Power your wallet with embedded global payments
Newsroom
Stay updated with Oobit's latest news & launches
Stablecoin
What They Are and How to Use Them
Cashback
What is Cashback and How to Earn up to 10% with Oobit
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The Digital Dollar Powering Global Payments
Pay with Bitcoin
Spend Bitcoin at Over 150 Million Visa Merchants
OOB
Keeps money open. Free. Access. 24/7
Spend anywhere with the wallet you already use.
No transfers, full custody.
Meet DePay
Meet DePay
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements.
Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.