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Oobit
October 8, 2025
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2
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Table of contents
Self-Custody Users Are Ditching Custodial Apps
The Wallet Wars Are Over. DePay Works With All of Them
Why DePay Works Like Magic (Even When You Switch Wallets)
The Silent Rise of Wallets as Banks
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It’s rare in crypto when something truly feels like the “next chapter.” Today, we at Oobit are proud to say that’s exactly what we’re doing.
We’ve launched DePay - a payment infrastructure that lets you spend crypto directly from any self‑custody wallet Trust Wallet, Binance Wallet, Metamask, Phantom Wallet and more with no pre‑funding and no proprietary lock‑in.
Self-custody users across Brazil, Argentina, Thailand, and beyond can now pay merchants directly from any external wallet.
For years, the crypto payments space has promised utility, but always with friction. You’d have to transfer funds into custodial apps, use limited wallet ecosystems, or accept that your wallet wasn’t really your own. As crypto adoption surges, especially in markets where stablecoins are already part of daily finance, those compromises stand out sharply.
DePay, a decentralized payment layer, enables users to pay merchants directly from any self-custody wallet. The system requires no preloaded balance, and no middlemen. Unlike wallet-linked crypto cards such as MetaMask's, which only work within their own ecosystems, DePay is fully wallet-agnostic. Users can pay directly from Trust Wallet, Binance Wallet, SafePal, and more, and pay from multiple wallets simultaneously. No migration. No lock-in. Users retain full control of their assets and transact through their existing wallets.
We currently support MetaMask, Zerion, and SafePal, and the ERC-20 network, with more integrations joining monthly. This is currently available to Beta users on both iOS and Android.
DePay uses a smart contract layer to execute just-in-time (JIT) token transfers and atomic swaps at the moment of authorization. Settlement occurs across ERC-20, TRC-20, BSC, Solana, and Polygon networks through Visa rail. Merchants receive local currency. The user pays in crypto. The process is gasless and instant.
“Billions of dollars sit idle in self-custody wallets every day,” said Amram Adar, Oobit CEO. DePay turns them into spendable money. Any wallet, any chain, gasless and instant. This is not just Oobit’s biggest step. It’s the start of stablecoins replacing banks as the way people pay worldwide.”
This launch aligns with two major global trends. Stablecoins are now a daily financial tool across emerging markets. At the same time, users increasingly expect financial systems that preserve privacy, control, and decentralization. Wallets are becoming banks. Until now, there was no standard for spending from them.
Open your treasury, hold dollars, and start paying the world.
Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.
Abra seu tesouro, guarde dólares e comece a pagar o mundo.
If you're excited by the future of money, we'd love to hear from you.
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.