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March 2, 2026
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Oobit today announced support for the Polygon network, enabling users to spend stablecoins held on Polygon at any merchant that accepts cards, both online and in store. The integration connects one of the most cost-efficient blockchain networks directly to everyday commerce.
From Network Infrastructure to Retail Payments
Polygon operates as one of the most cost-efficient blockchain networks in the world. The network processes millions of transactions daily with average gas fees of less than one cent and near-instant confirmations of 2-3 seconds. Billions of dollars in stablecoins circulate on Polygon for trading, transfers, and decentralized finance.
Yet despite its performance advantages, stablecoins on Polygon were primarily used within the digital asset ecosystem.
With Polygon network support now live, users can pay directly from their wallets without pre-funding, bridging, or transferring assets. Funds remain under user control until the moment a payment is authorized. At checkout, Oobit converts the stablecoins into local currency and settles instantly with the merchant through existing card payment rails.
No additional merchant onboarding is required. Payments are accepted anywhere cards are accepted.
Stablecoins on Polygon Become Spendable Worldwide
The integration enables stablecoins such as USDT, and various other stablecoins on Polygon to be used for in store and online purchases across more than 175 million card-accepting merchants globally. This includes supermarkets, e-commerce platforms, travel services, and everyday retail.
Merchants receive fiat currency instantly, while users retain self custody of their digital assets until the moment of payment confirmation.
For users, this means paying fractions of a cent in fees instead of higher costs on other networks. Small everyday transactions become economically viable. More money goes to purchases, not transaction costs.
Scalable Networks Enable Retail Economics
As blockchain networks mature, the focus is moving from transaction throughput to real world usability. Polygon has demonstrated scale, speed, and cost efficiency. Support for retail spending transforms these technical advantages into practical benefits for everyday purchases.
"Low fees determine whether crypto payments actually make sense for everyday spending," said Amram Adar, Co-Founder and CEO of Oobit. "Polygon delivers transaction costs measured in fractions of a cent with near instant confirmations. That's the infrastructure retail payments need. Now users holding stablecoins on Polygon can spend them anywhere cards are accepted. The network finally has direct access to global commerce."
For users holding stablecoins on Polygon, this represents a new phase of utility. Assets on the network are no longer confined to on chain activity. They can now be used in physical stores and online checkouts worldwide while maintaining the cost advantages that make the network attractive.
About Oobit
Oobit is a global crypto payment app that enables users to pay in store, online, or on the go anywhere cards are accepted. Users can spend stablecoins and crypto directly from their self-custody wallets across multiple blockchain networks while merchants receive fiat instantly. Oobit bridges decentralized finance to real world spending without requiring merchant integration.
Learn more at Oobit
About Polygon
Polygon is a leading Ethereum Layer 2 scaling solution that delivers fast, low cost transactions while maintaining security through Ethereum. The network supports a thriving ecosystem of decentralized applications, DeFi protocols, and digital assets with millions of daily transactions and billions in stablecoin liquidity.
Learn more at Polygon
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.