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Oobit
January 28, 2026
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2
min read
For more than a decade, crypto wallets have focused on helping users securely hold and manage digital assets. Spending, however, has remained fragmented, slow, and dependent on external services that sit outside the wallet experience.
Issuing payment programs is slow, complex, and compliance heavy. Users hold crypto and want to spend it everywhere. Oobit fixes both.
Oobit today announced Plug and Pay, a simple embedded payments solution that allows wallet providers to enable real world crypto spending directly inside their own applications through a single integration. By removing the need to build payment infrastructure, secure licenses, or manage compliance workflows, Plug and Pay allows wallets to expand from storage tools into full payment experiences.
Plug and Pay connects wallets to global acceptance anywhere Visa is accepted, allowing users to pay in store and online using the crypto they already hold. Payments happen within the wallet environment, eliminating the need for external apps or workarounds and preserving a consistent user experience.
From a product perspective, Plug and Pay is built for speed and flexibility. Wallet teams can integrate using a lightweight implementation and choose between white labeled components or fully branded in wallet card experiences. This approach allows wallets to launch payment capabilities in days rather than months, while retaining control over design and user flow.
Operationally, Plug and Pay removes the structural barriers that have historically prevented wallets from offering payments. Oobit operates the full regulated payments stack, including card issuing, settlement, KYC, AML, and risk management. Wallet partners can expand functionality without taking on regulatory exposure or operational complexity.
For users, the experience feels familiar. Plug and Pay supports Apple Pay and Google Pay where available and works at millions of merchants globally through Visa. Crypto payments behave like everyday payments, requiring no new habits or learning curve.
Plug and Pay is designed for global deployment from day one, supporting users across more than 100 countries with localized onboarding and payment flows. Wallets maintain ownership of their brand and customer relationship while relying on Oobit’s global payments infrastructure.
As crypto adoption moves beyond holding and trading, everyday usability is becoming the next defining phase. By enabling real world spending natively inside wallets, Plug and Pay turns digital assets into practical purchasing power and positions wallets as the primary interface for how crypto is used.
Learn more: Website | Explore Docs
Open your treasury, hold dollars, and start paying the world.
Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.
Abra seu tesouro, guarde dólares e comece a pagar o mundo.
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.