The mama mboga at the corner takes M-Pesa. Your landlord takes M-Pesa. It's how Kenya moves money.
Spend Crypto
Wherever
works, Oobit works too.
Buy it. Hold it. Find an exchange. Cash out. Wait for the transfer to land in your bank. Only then can you actually M-Pesa someone. That detour is normal for most crypto apps in Kenya. It is also why crypto rarely gets used for anything real, by the time it is spendable, the moment has usually passed.
Spend Crypto


Send via M-Pesa
Pay any M-Pesa number, or paste a copy-and-paste code. Enter the amount in Kenyan Shillings and it goes out from your Oobit balance. The recipient sees it land immediately, the same confirmation you get on any M-Pesa transfer.
Deposit via M-Pesa
Generate an M-Pesa code inside the app, pay it from any Kenyan bank, and your Oobit balance is credited on the spot in USDT. This is what most crypto apps do not offer, a way back in that is just as fast as the way out.
Spend Crypto

Open the Oobit app and tap Send via M-Pesa
Enter an M-Pesa number, or paste a copy-and-paste code
Enter the amount in Kenyan Shillings - it's paid from your crypto balance
Confirm. The recipient sees it land immediately, same as any M-Pesa transfer
Crypto withdrawals in Kenya typically mean a wait, sometimes hours, before funds are usable. An M-Pesa transfer confirms in seconds. Oobit keeps that speed intact, so the gap between holding crypto and using it disappears.
Spend Crypto

Send to anyone
Enter their M-Pesa number. Confirm. Payment lands before your phone's back in your pocket.

Receive Crypto
Get paid in crypto? Send part of it to your M-Pesa for groceries. No separate app, no wait.

Pay bills
Rent's due. Send straight to your landlord's M-Pesa paybill, no exchange detour.

Paolo Ardoino
CEO of Tether
״User-experience perfection. Oobit + $USDt for payments in real-life.״

Filipe Toledo
2x World Surf Champion
״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״

Joseph Abehsera
Crypto Veteran & Influencer
״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״

Roger Ver
Bitcoin.com
“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “

Sarah Nabaa
VeChain foundation
“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”
Questions?
Answers.
Can I deposit money into Oobit using M-Pesa?
Yes. Generate an M-Pesa code in the app, pay it from any Kenyan or Tanzanian bank, and your Oobit balance is credited on the spot in USDT.
How do I send crypto to an M-Pesa number?
Open the Oobit app, tap Send via M-Pesa, enter the number or paste a copy-and-paste code, enter the amount in Kenyan Shillings, and confirm. It's paid from your Oobit balance.
Which currency does the recipient receive?
The recipient gets Kenyan Shillings in their M-Pesa account, converted from your crypto balance at the time of the transaction.
Do I need a Kenyan bank account to use this?
No, for sending. You only need the recipient's M-Pesa number or a copy-and-paste code. A bank account is used for depositing funds into Oobit.
Open your treasury, hold dollars, and start paying the world.
Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.
Abra seu tesouro, guarde dólares e comece a pagar o mundo.
If you're excited by the future of money, we'd love to hear from you.
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.
US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.