Pay M-PESA with crypto

The mama mboga at the corner takes M-Pesa. Your landlord takes M-Pesa. It's how Tanzania moves money.

Spend Crypto

Wherever

works, Oobit works too.

Crypto Used to Take a Detour to Reach M-Pesa

Buy it. Hold it. Find an exchange. Cash out. Wait for the transfer to land in your bank. Only then can you actually M-Pesa someone. That detour is normal for most crypto apps in Tanzania. It is also why crypto rarely gets used for anything real, by the time it is spendable, the moment has usually passed.

Spend Crypto

Send or Deposit, Straight From Your Balance

Send via M-Pesa

Pay any M-Pesa number, or paste a copy-and-paste code. Enter the amount in Tanzanian Shillings and it goes out from your Oobit balance. The recipient sees it land immediately, the same confirmation you get on any M-Pesa transfer.

Deposit via M-Pesa

Generate an M-Pesa code inside the app, pay it from any Tanzanian bank, and your Oobit balance is credited on the spot in USDT. This is what most crypto apps do not offer, a way back in that is just as fast as the way out.

How to Pay with Crypto on M-Pesa

Seconds, Not Days

Crypto withdrawals in Tanzania typically mean a wait, sometimes hours, before funds are usable. An M-Pesa transfer confirms in seconds. Oobit keeps that speed intact, so the gap between holding crypto and using it disappears.

Spend Crypto

Send to anyone

Enter their M-Pesa number. Confirm. Payment lands before your phone's back in your pocket.

Receive Crypto

Get paid in crypto? Send part of it to your M-Pesa for groceries. No separate app, no wait.

Pay bills

Rent's due. Send straight to your landlord's M-Pesa paybill, no exchange detour.

Backed by Tether, trusted by millions.

Paolo Ardoino

CEO of Tether

״User-experience perfection. Oobit + $USDt for payments in real-life.״

Filipe Toledo

2x World Surf Champion

״Oobit makes crypto payments simple, intuitive, and accessible for everyone.״

Joseph Abehsera

Crypto Veteran & Influencer

״After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses.״

Roger Ver

Bitcoin.com

“Thanks to oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethererum and other Crypto anywhere... “

Sarah Nabaa

VeChain foundation

“How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET...”

Questions?

Answers.

Yes. Generate an M-Pesa code in the app, pay it from any Tanzanian bank, and your Oobit balance is credited on the spot in USDT.

Open the Oobit app, tap Send via M-Pesa, enter the number or paste a copy-and-paste code, enter the amount in Tanzanian or Kenyan Shillings, and confirm. It's paid from your Oobit balance.

The recipient gets Tanzanian Shillings in their M-Pesa account, converted from your crypto balance at the time of the transaction.

No, for sending. You only need the recipient's M-Pesa number or a copy-and-paste code. A bank account is used for depositing funds into Oobit.

Open your treasury, hold dollars, and start paying the world.

Get started

Abre tu tesorería, guarda dólares y empieza a pagarle al mundo.

Get started

Abra seu tesouro, guarde dólares e comece a pagar o mundo.

Get started

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Oobit Technologies 2026. © All rights reserved.

Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements. Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.

US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC. Bakkt is registered with FinCEN as a Money Services Business (MSB) and holds state money transmitter licenses.