The Crypto.com visa card also includes a large cryptocurrency platform, exchange, DeFi wallet, NFT marketplace, and staking products. Its Visa card converts crypto to fiat at the point of sale for worldwide use. However, its best rewards require locking up substantial CRO for 12 months, and all benefits can be altered at Crypto.com's sole discretion.
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Crypto.com is a crypto payment platform that allows users to spend cryptocurrency using a virtual or physical Visa card. Crypto is automatically converted to fiat at the point of sale, enabling everyday purchases worldwide. The card offers CRO token rewards of up to 5% on everyday spending, with higher card tiers more benefits can be unlocked through CRO staking.
Unlocking higher cashback (up to 5%) requires staking CRO, the top tier demands a very large stake.
The entry-level Midnight Blue credit card offers 0% cashback; Ruby Steel offers 2% but requires a CRO stake.
Cashback is paid in CRO tokens, not in the crypto you actually spent or in a stablecoin.
The top tiers require locking up $50,000–$500,000 in CRO for 1 year, with no protection if the token loses value.
If you're exploring crypto card options and seeking enhanced features, fewer fees, or more rewards, consider the following alternative.
Feature
Cashback
Earning
Timing
Setup
Self-Custody
Card activation fee
Crypto.com
Up to 5%
Requires staking
After spend;
lock-up applies
Pre-funded card
Varies
Up to 10%
Every payment
Instant
Pay from wallet
Free
Download Oobit
Download Oobit
Oobit is built for users who want clear and predictable cashback from everyday crypto payments. Instead of relying on temporary promotions, Oobit rewards spending with a consistent cashback structure designed for frequent use. This makes it a practical alternative for users compared to Crypto.com cashback with modern crypto payment solutions that prioritize long-term reward value.
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements.
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