Download oobit app to pay with crypto everywhere.
Scan the QR code to download the app
Download for iOS
Get the oobit app from the App Store.
Download for Android
Get the oobit app from the Google Play
If you have any questions, contact support
Personal
Business
NEW
Oobit Business
Issue corporate cards, pay vendors and teams worldwide, and move funds to any bank.
Oobit Plug and Pay
Power your wallet with embedded global payments
Pay
Crypto Card
Spend crypto instantly at millions of stores with Oobit
Send
Send Crypto To Any Bank
Send crypto and receive local currency directly to bank accounts
Connect
DePay
Pay directly from the wallet you trust.
Features
Business
More
Newsroom
Stay updated with Oobit's latest news & launches
Stablecoin
What They Are and How to Use Them
Cashback
What is Cashback and How to Earn up to 10% with Oobit
Tether
The Digital Dollar Powering Global Payments
Pay with Bitcoin
Spend Bitcoin at Over 150 Million Visa Merchants
OOB
Keeps money open. Free. Access. 24/7
English
English
Portuguese
Spanish
Follow us
Back
Crypto Card
Spend crypto instantly at millions of stores with Oobit
DePay
Pay directly from the wallet you trust
Send Crypto To Any Bank
Send crypto and receive local currency directly to bank accounts
Oobit Business
Issue corporate cards, pay vendors and teams worldwide, and move funds to any bank.
Oobit Plug and Pay
Power your wallet with embedded global payments
Newsroom
Stay updated with Oobit's latest news & launches
Stablecoin
What They Are and How to Use Them
Cashback
What is Cashback and How to Earn up to 10% with Oobit
Tether
The Digital Dollar Powering Global Payments
Pay with Bitcoin
Spend Bitcoin at Over 150 Million Visa Merchants
OOB
Keeps money open. Free. Access. 24/7
XAUt, also known as Tether Gold, is a digital token backed by physical gold. Each XAUt token represents ownership of one troy ounce of gold stored in a Swiss vault. Pegged directly to the price of gold, XAUt combines the stability of a centuries-old asset with the accessibility of blockchain technology.
With Oobit, you can use XAUt instantly to pay anywhere Visa is accepted worldwide.
Pay with
XAUt
Pay with
XAUt
What is XAUt?
XAUt is a commodity-backed stablecoin launched by Tether Gold in 2020. Unlike fiat-backed stablecoins that track the U.S. Dollar, XAUt is tied to the price of gold. Each token is fully backed by physical gold bars held in secure vaults, with ownership rights legally linked to token holders.
Why is XAUt is Important
XAUt matters because it merges gold as a store of value with the efficiency of blockchain. In regions where inflation or currency devaluation erodes savings, XAUt provides a hedge against risk. It also offers investors and everyday users a simple way to hold and transfer gold globally, without the logistical barriers of physical storage and transport.
How XAUt Works
XAUt tokens are issued when investors purchase them through Tether Gold. Each token equals one troy ounce of gold stored in a Swiss vault. Token holders can track their ownership through serial numbers linked to specific gold bars. Unlike traditional gold, XAUt can be transferred instantly across blockchains and used for payments with Oobit.
Risks of XAUt
XAUt carries risks tied to the price of gold, which can fluctuate. It also depends on Tether’s custody and vault management, meaning trust in the issuer is critical. Liquidity is lower compared to USDT or USDC, making it less practical for trading, though it excels as a long-term hedge and diversification asset.
XAUt in Numbers
Market cap
Over 500 million USD in 2025
Adoption
Issuer
Tether
Network
Regulation
Use cases
Launch year
2020
Expected launch
Peg
1 XAUt equals 1 troy ounce of gold
Backing
User-experience perfection.
Oobit + $USDt for payments in real-life.
Paolo Adriano
CEO of Tether
Thanks to Oobit anyone can now pay with Bitcoin Cash, Bitcoin, Tether, Ethererum and other Crypto anywhere in the world that accepts Visa, right from their smart phone.
Roger Ver
Bitcoin Jesus
Real-Life Payment Integration:
BNB Chain is teaming up with Oobit to enable everyday purchases, like buying coffee, with stablecoins, making crypto transactions more practical and affordable.
BNB Chain
CEO of Tether
How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET knowing it has a significantly low carbon footprint.
Sarah Nabaa
VeChain foundation
TON x Oobit Use TON and USDt-TON with 100M+ retailers across the globe!
Just like Apple Pay®, the Oobit app allows you to shop, grab a coffee, then Tap & Pay with $USDt-TON & $TON.
TON
What is XAUt?
XAUt is Tether Gold, a digital token backed by physical gold stored in Swiss vaults.
How is XAUt different from USDT?
USDT is pegged to the U.S. Dollar, while XAUt is pegged to gold, giving it different use cases for saving and hedging.
Can I redeem XAUt for physical gold?
Yes. Large holders can redeem XAUt for physical gold through Tether’s custody partners, though minimum redemption amounts apply.
Is XAUt a safe investment?
XAUt is backed by gold, which historically holds value, but its price can fluctuate. Trust in Tether’s vault and custody arrangements is also required.
Where can I spend XAUt?
With Oobit, you can spend XAUt like digital money anywhere Visa is accepted worldwide.
With Oobit, XAUt turns gold into spendable money. You can tap and pay in stores wherever Visa is accepted, pay online through Apple Pay and Google Pay, and even cash in or cash out through supported rails—powered by a wallet-native settlement flow that keeps spending seamless at checkout.
Download Oobit
Download Oobit
Get smarter with every email, sign up for Oobit's newsletter today.
Thank you!
Your submission has been received!
Oops! Something went wrong while submitting the form.
Personal
Crypto CardSend to BankConnectFAQ
Business
NEW
Explore
NewsroomStablecoinCashback TetherPay with BitcoinOOBBlogResearch
Company
AboutCareersAmbassadorsPress KitPrivacy NoticeTerms of Use
Social
X.comLinkedinInstagramYouTubeReddit
© Oobit Technologies 2026. All rights reserved.
Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements.
Oobit operates through multiple entities globally. Certain features may be provided by licensed partners depending on your location.