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RLUSD, also known as Ripple USD, is the official Ripple stablecoin, pegged 1:1 to the U.S. Dollar and built on the XRP Ledger. Designed for instant payments and institutional use, RLUSD brings together stability, compliance, and speed, connecting the traditional financial world with on-chain liquidity.
With Oobit, you can use RLUSD to pay anywhere Visa is accepted, or instantly convert it to local currency for real-world spending.
Pay with
RLUSD
Pay with
RLUSD
What Is RLUSD?
RLUSD is a fiat-backed stablecoin issued by Ripple, fully supported by U.S. Dollar reserves held in regulated financial institutions. Each RLUSD equals 1 U.S. Dollar, ensuring transparency, stability, and trust.
Built on the XRP Ledger, RLUSD benefits from Ripple’s blockchain technology enabling fast, secure, and low-cost transactions.
Why RLUSD Matters
RLUSD represents Ripple’s next step toward bridging banking and blockchain. It’s designed for institutional payments, global settlements, and enterprise-grade transactions, complementing Ripple’s existing XRP ecosystem.
While most stablecoins target retail users, RLUSD focuses on regulated financial use cases, providing stability for payments, cross-border transfers, and on-chain liquidity management.
How RLUSD Works
The RLUSD stablecoin is issued when users or institutions deposit U.S. Dollars with Ripple’s custodians. Each token can be redeemed 1:1 for USD.
Transactions happen on the XRP Ledger, offering:
This design ensures RLUSD remains both practical for retail use and reliable for large-scale financial operations.
Risks of RLUSD
RLUSD depends on Ripple’s centralized management and regulatory environment. Changes in laws, custodian structures, or market adoption may influence its availability or liquidity.
However, Ripple’s long-standing relationships with global banks and regulators provide a solid compliance foundation, making RLUSD one of the most credible stablecoin projects.
When Will RLUSD Launch?
Once live, RLUSD will be available for purchase through Oobit, Ripple-supported exchanges, and leading global trading platforms.
Users will also be able to acquire RLUSD directly from their wallets, swap other stablecoins like USDT or USDC for RLUSD, or transfer it via the XRP Ledger with near-zero fees.
Stay tuned for CoinMarketCap listings and exchange availability updates.
Where to Buy RLUSD
Once live, RLUSD will be available for purchase through Oobit, Ripple-supported exchanges, and leading global trading platforms.
Users will also be able to acquire RLUSD directly from their wallets, swap other stablecoins like USDT or USDC for RLUSD, or transfer it via the XRP Ledger with near-zero fees.
Stay tuned for CoinMarketCap listings and exchange availability updates.
RLUSD in Numbers
Market cap
Coming soon on CoinMarketCap
Adoption
Issuer
Ripple
Network
XRP Ledger
Regulation
Use cases
Launch year
Expected launch
2024
Peg
Backing
User-experience perfection.
Oobit + $USDt for payments in real-life.
Paolo Adriano
CEO of Tether
Thanks to Oobit anyone can now pay with Bitcoin Cash, Bitcoin, Tether, Ethererum and other Crypto anywhere in the world that accepts Visa, right from their smart phone.
Roger Ver
Bitcoin Jesus
Real-Life Payment Integration:
BNB Chain is teaming up with Oobit to enable everyday purchases, like buying coffee, with stablecoins, making crypto transactions more practical and affordable.
BNB Chain
CEO of Tether
How crypto should be- digital cash, instant and helping the unbanked. Tap and Pay for everyday things in-store with your $VET knowing it has a significantly low carbon footprint.
Sarah Nabaa
VeChain foundation
TON x Oobit Use TON and USDt-TON with 100M+ retailers across the globe!
Just like Apple Pay®, the Oobit app allows you to shop, grab a coffee, then Tap & Pay with $USDt-TON & $TON.
TON
What is RLUSD?
RLUSD is Ripple’s stablecoin, fully backed by U.S. Dollar reserves and issued on the XRP Ledger.
When will RLUSD launch?
RLUSD is expected to launch in 2024 as part of Ripple’s global stablecoin initiative.
Where can I buy RLUSD?
Once available, you can buy RLUSD through Oobit, Ripple-supported exchanges, and leading trading platforms.
How is RLUSD different from USDT or USDC?
RLUSD is built for regulated financial use and institutional payments, while USDT and USDC target wider retail markets.
Is RLUSD safe to use?
Yes. RLUSD is backed by U.S. Dollar reserves held in regulated banks and fully redeemable at a 1:1 ratio.
What does RLUSD mean for XRP?
RLUSD strengthens the XRP ecosystem by adding a regulated, stable, and interoperable U.S. Dollar asset.
With Oobit, you can transform RLUSD into spendable digital money. Pay in stores where Visa is accepted, shop online via Apple Pay and Google Pay, or learn how wallet-native payments clear end-to-end in the settlement flow before you convert RLUSD into local currency for instant cash-outs.
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Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements.
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